Risk Model Developer (Credit Risk)

Job ID: 32103
Risk Model Developer (Credit Risk) (permanent position)
Would you like to take a central role in shaping [xxxxx]’s credit risk modelling landscape and add real business value for [xxxxx]? Then this opportunity is for you.
We are looking for several Credit Risk Modelers of varying levels of seniority to join our credit modelling functions and drive the design, enhancement, and implementation of credit risk models across the organisation. The role combines advanced modelling, practical implementation of the models in our IT infrastructure and a sound understanding of banking. You need to enjoy working with large datasets, solve problems and find new and innovative solutions.
About our team
Meet the Risk Models team. Our role is to develop and maintain models under IRB, IFRS9 and Credit Risk Stress Testing. We strive to develop models that help business in their decisions and comply with relevant regulatory environment across multiple countries.
Our team adds value by accurately estimating the risk parameters for [xxxxx]’s customers. As a (Senior/Lead) Quantitative Risk Analyst you will play a valuable role in developing, maintaining and using models which accurately estimate [xxxxx] customers’ credit risk.
Given the nature of our data and regulatory requirements, we use advanced modelling techniques and big data technology. In addition to using leading techniques for modelling and data, the team’s role is general risk governance within credit risk modelling and methodology, including management of models, model implementation, data quality, documentation and model use.
Collaboration. Ownership. Passion. Courage. These are the values that guide us in how we work and how we make decisions – and that we imagine you share with us.
Main responsibilities in this role:
You’ll join an international team with a variety of backgrounds and skills. We work closely with other teams across the bank which provides you with excellent opportunities for personal and professional development. Our working language is English.
The role is based in Helsinki, Stockholm, Oslo, Copenhagen or Warsaw. Flexible working conditions with respect to working from premises / from home apply according to the [xxxxx] rules of working at least 60% from the office.
Who you are
This is the right role for you if you are:
Your background and skills include:
Seniority of the role and remuneration will depend on the level of the candidate’s experience in the relevant fields.
What we offer
People come here when they want to get somewhere. For some, it’s to take their career to the next level. For others, it’s to break new ground within their area of expertise – in other words, with us, you will always move forward.
A culture that fosters performance and growth in one of the largest Nordic banks, offering various opportunities to evolve, develop and learn from brilliant colleagues with diverse backgrounds in a vibrant working environment.
Hybrid working model – we believe in the value of bringing people together and at the same time we embrace the freedom of flexibility.
Diversity and inclusion are a natural part of our daily work. We know that an inclusive workplace is a sustainable one. We genuinely believe that our diverse backgrounds, experiences, characteristics and traits make us stronger together. Every day we strive to find new ways to improve diversity and inclusion within our community e.g. we have signed the European Diversity Charters in the countries where we operate to show our commitment and engage with others to continue learning and improving.
If this sounds like you, get in touch!
Next steps
Submit your application no later than 15/12/2025.
We enable dreams and aspirations for a greater good.
We build relationships. We add a personal touch to everything we do – when advising our customers, collaborating with colleagues, and meeting our potential candidates.
We learn and develop. We take pride in being experts and thinking ahead. We use our expertise to meet our customers’ needs, from the simplest to the most complex. We bring a growth mindset to our work that enables us to focus on a broader perspective in our daily challenges.
We lead change. We are responsible and aware of the impact of our decisions, both for our customers and for our local and global communities. Mindful of our responsibility towards current and future generations, we have made sustainability an integrated part of our business strategy.
We are [xxxxx]. We have a 200-year history of supporting and growing the Nordic economies and our values are deeply rooted in these open, progressive and collaborative societies. As one of the biggest employers in the Nordics, Poland and Estonia, you have excellent opportunities to evolve, develop and move forward with us.
If you are an external consultant interested in this role and wish to apply please contact the hiring people leader for separate instruction on how to apply.
Only for candidates in Finland: A security clearance will be performed for the person selected for this position.
Only for candidates in Sweden: For union information, please contact Finansförbundet at finansforbundet@[xxxxx].se or SACO at Saco[xxxxx]@[xxxxx].com.
Only for candidates in Poland: Please include permit for processing personal data in CV as following:
In accordance with art. 6 (1) a and b. Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation) hereinafter ‘GDPR’. I agree to have: my personal data, education and employment history proceeded for the purposes of current and future recruitment processes in [xxxxx] Bank Abp.
The administrator of your personal data is: [xxxxx] Bank Abp operating in Poland through its Branch, address: Aleja Edwarda Rydza Śmiglego 20, 93-281 Łodź. Your personal data will be processed for the recruitment processes in [xxxxx] Bank Abp. You have a right to access your personal data, right to rectify and right to delete. Disclosing the personal data in the scope specified by the provisions of Polish Labour Code from 26 June 1974 and executive acts are mandatory. Providing personal data is necessary to conduct the recruitment processes. The request for the deletion of your personal data means resignation from further participation in recruitment processes and causes the immediate removal of your application. Detailed information concerning processing of your personal data can be found at: https://www.[xxxxx].com/en/doc/[xxxxx]-privacy-policy-for-applicants.pdf.
We reserve the right to reply only to selected applications.